Be sure that you have signed a good travel insurance policy before you go on a trip.
Too many people end up in a major debt crisis when they forget to update their travel insurance before departure. Or, at all do not know that they should have insurance.
Remember that you can also get travel insurance on various credit cards that also offer cancellation insurance. Check with your airline about what they offer, your home insurer, or through work which insurance your employer may have for travel for work or leisure.
Credit card with travel insurance Many credit card companies offer travel insurance included if you pay for part of the trip with the credit card. But remember that travel insurance via credit card does not necessarily cover as much as a year-round travel insurance from a travel agency or insurance company.
If you choose to use insurance through your credit card company, you must consider these covers: How much do you get back on cancellation?
The total coverage is not the same, or equally good, on all types of credit cards and how much you get back if you have to cancel the trip. There are also differences if you are traveling alone or as a family. In some cases, the degree of coverage is not enough, and the criteria may differ somewhat from company to company.
Contact each individual company and check out both the cost, length of your stay and the type of activities and excursions you may have planned. Special events such as climbing, zipline, paragliding, various motor sports on track, bungee jumping, or other risk classes. Naturally will not be covered by a standard insurance policy.
So here the organizer's insurance must cover the event. So do not sign an automatic self-declaration from such a supplier without knowing its contents. It may be that the organizer disclaims any responsibility for any errors and omissions. And that you bear full responsibility for yourself and third parties.
How much does the insurance cover in the event of an accident?
Coverage for medical assistance abroad is usually unlimited on credit cards. What if you get into an accident and never get back to work? Most credit cards provide compensation based on the degree of disability, so check which criteria apply to your travel insurance.
How much is luggage covered? Travel luggage, there can be big differences in coverage. If you don't take much with you on your trip, you should also think about everything you plan to buy on your trip and bring home from the country you are traveling in.
The best thing is a year-round travel insurance To make it as easy as possible for yourself on a trip, it is always best to have a year-round travel insurance from your insurance company. This ensures a shorter process in case of damage and that you don't have to document so much other than your flight out of/into your country.
Remember that a year-round travel insurance is only valid if you have not traveled from your country. But if you are standing at the airport in the reading moment, you can actually order travel insurance right away and be covered before you get on the plane.
We wish you a great stay in Norway if you choose Norway as your holiday destination.